GECU ops bldg

About GECU

For more than 88 years, the people of the El Paso community have been helping each other achieve their dreams of starting a successful business, owning a home and creating a strong foundation for future generations. And they've done it all by following the credit union's people helping people philosophy.

In 1932, 11 El Paso civil servants pooled $5 each to form a credit union. Today, GECU is the largest and one of the strongest locally owned financial institutions in the city we call home with more than 400,000 members, 30 branches and more than $3.5 billion in assets.

Become a GECU Member

Becoming a GECU member is easy. You can join if you live or work in El Paso County, Hudspeth County or Doña Ana County not more than 25 miles from our Helen of Troy and Resler location. To establish your membership, you must open, deposit and maintain $20 in a GECU Share account — that represents your share in GECU.

It's Easy to Become a GECU Member

To join, simply visit any GECU Neighborhood BranchSM and you're on your way to becoming a member and an owner of GECU.

  • Bring a current, valid picture ID
  • Open a GECU Share account ($20 to open), representing your share in GECU
  • Remember, your deposits are federally insured by NCUA up to $250,000

Member Benefits

When you're a GECU member, you'll enjoy these benefits ...

  • Savings and certificate of deposit accounts to help you become financially independent for a secure future for you and your family.
  • Competitive auto loan rates with payments and terms that meet your budget.
  • No monthly service fee checking account with free online banking.
  • Competitive interest rates on home loans.
  • Home equity loans for properties located in the United States within a 150-mile radius of El Paso County, to include Hudspeth County, up to the international border, not to include Mexico.
  • Service and account information is available by phone, your pc, laptop, tablet or your mobile device.*
  • Convenient access to your money with a wide network of local GECU surcharge-free and CO-OP Network ATMs nationwide.
  • Direct deposit of all government checks and most large El Paso area employers.
  • GECU membership is available to everyone in your family.


To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

*No charge to access these services from GECU. Standard text-messaging and data rates may apply.