Fee Schedule

Savings (Share) Accounts
First four* withdrawals per month NO CHARGE
Account Closing $20.00 if closed within 180 days of opening
Transaction fee for additional withdrawals

$3.00 each

Unlimited and free when you use any GECU ATM

*Only over-the-counter and phone requests to an employee are counted for this purpose. GECU does not charge a fee for automated transactions.

Personal Checking Accounts: Minimum average daily balance of $2,500 required to earn interest.
For Standard Checking Accounts
 Account Maintenance NO CHARGE
 Activity Charge NO CHARGE
For Second Chance Checking Accounts**
 Account Maintenance $15 per month
 Activity Charge NO CHARGE

(GECU ATM, GECU Debit Card, ACH debits, Automatic Transfer transactions do not incur a charge.)
**These fees are not assessed against new accounts for the first two months.
Overdraft Protection Transfers NO CHARGE
Stop Payment $29.50 per occurrence
Non-Sufficient Funds Charge (NSF) whether item paid or returned $29.50 per occurrence
Uncollected Funds Fee (EOD UNF FEE) $29.50 per occurrence
Overdraft Privilege Fee $29.50 per occurrence
Account History $5.00 (over the counter and Call Center)
Free when you use Online Banking
Check Copy (first two free per statement) Lesser of $2.00 per check or $20.00 per hour
Account Closing $20.00 if closed within 180 days of opening
Check orders Rates Vary
Check Copy (first two free per statement) Lesser of $2.00 per check or $20.00 per hour
Mailed Checking and Money Market Account Statements
(Fee waived for Senior Privilege Members)		 $1 per statement

Money Market Accounts
Account Maintenance
 Average Daily Balances of $2,500 and over NO CHARGE
 Average Daily Balances below $2,500 $10.00 per month
Withdrawals
 Maximum of six withdrawals NO CHARGE
Mailed Money Market Account Statements $1.00 per statement

Non-sufficient Funds Charge (NSF)/Uncollected Funds Fee (EOD UNF Fee)
(including Overdraft Privilege)

 $29.50 per occurrence

ATM / GECU Debit Card
Annual Card Renewal NO CHARGE
Card Replacement $5.00
Monetary Transactions at GECU ATMs NO CHARGE
Transactions at Non-GECU ATMs $2.00 per transaction*
Denied Transaction
   at GECU ATMs NO CHARGE
   at Non-GECU ATMs $1.00 per attempt*
Point-of-sale Transactions NO CHARGE
Non-sufficient Funds Charge (NSF) $29.50 each transaction
ATM Balance Inquiry NO CHARGE
Foreign Transaction Fee 1% of transaction amount
PIN Change NO CHARGE

*Plus any machine usage fee charged by the owner of the ATM. This fee will be disclosed at the time of the transaction. No charge at CO-OP ATMs and Select Universal Money Center ATMs.

Account Information
Calls to 915.778.9221 NO CHARGE
Excess Inquiry Fee Per Account
Telephone inquiries with a live GECU representative One at no charge per month, thereafter, $3.00 per call
Free when you use Online Banking

Miscellaneous
Electronic Cash Management (ECM) Fee (Consumer transactions)
 Return ECM Free (per occurrence) $15.00
 One-time Setup for Recurring $15.00
 Ear-to-ear Non-recurring $15.00
 Online $5.00
 GECU Mobile App $5.00 
 Automated Via Phone $5.00
 Returned Item Fee $15.00
GECU Cashier's Checks $2.00 each
Money Orders $2.00 each
Return Check Charge (check returned unpaid) $15.00 per check
Share or CD Account Statement Copy $5.00 per account
Research Fee $20.00 per hour
Wire Transfers Domestic (Outgoing) $15.00 each
Signature Guarantee $5.00
Coin Counting 8% of total, no minimum
Free for Youth Accounts
Commercial Money Orders (CMOs)
Before 3:30 p.m., Monday–Friday
 $12.50             
Safe Deposit Boxes (Viscount Office Only)
Setup $10.00
3" x 5" x 22" $18.00 per year
3" x 10" x 22" $30.00 per year
5" x 10" x 22" $48.00 per year
10" x 10" x 22" $84.00 per year
NSF for Late Automatic Payment $29.50 per occurrence
Stop Payment Fee $29.50 per occurrence
Empowerment and Rewards Credit Card: Returned Payment Up to $25
 
Notary of Acknowledgment $6.00 for first signature; $1.00 for each additional signature on same document
Jurat $6.00 per signature, including oath or affirmation
Certified Copies $6.00 per certificate
All Other Notarial Acts $6.00 each
Copies of Notarial Records $.50 per photocopy page
Notary Services for Non-Member No longer available
THE CREDIT UNION RESERVES THE RIGHT TO CHANGE THE FEE SCHEDULE AT ANY TIME SUBJECT TO ADVANCE NOTICE AS MAY BE REQUIRED BY APPLICABLE LAW.
Business Checking Accounts
Stop Payments $29.50 each
Non-sufficient Funds (NSF) Paid or Returned $29.50 each
GECU ATM / GECU Debit Card
Non-sufficient Funds Charge Cards (NSF)		 $29.50 per occurrence
Mailed Checking Account Statements $1 per statement