Youth Savings Accounts

Membership eligibility is required. 
¹Transaction fees may be charged by the owners of non-GECU ATMs.
²Other fees may apply.
³A Miners Kids Club membership is required to open a GECU Miners Kids Club Youth Savings Account. A minimum opening deposit of $10 will be funded by GECU at account opening. APY (Annual Percentage Yield) of 0.15% is dependent on the share account opened and is accurate as of the last dividend declaration date. Rates may change after the account is opened. Rates are accurate as of May 13, 2025. Limit one account per Miners Kids Club membership. GECU will provide tax reporting to recipient and Internal Revenue Service.
⁴Online banking is not available to individuals under 13 years old. Receive a one-time deposit of $10 into the GECU Miners Kids Club Youth Savings Account when recurring transfers are set up by the parent or guardian who is joint on the account through GECU Online Banking and two transfers are completed within the first three months of opening the account. Limit one deposit per account.
⁵Standard text-messaging and data rates may apply through the wireless carrier.
⁶Certain tax implication and contribution limitations apply to education savings accounts (ESA). Consult your tax adviser for details.