CD Comparison(1)

Certificates of Deposit Minimum Balance Required Term Interest Payment Method Renewal Process
      Interest is paid on maturity by one of these methods Two weeks before your CD matures, written notification is mailed. Your CD will be automatically renewed at the prevailing rate at the time of maturity unless you notify us otherwise prior to maturity.
Short-terms CDs $2,500 3 months to 6 months
  • compounded
  • deposited into another GECU account; or
  • mailed to you in a check.
      Interest is paid monthly or annually by your choice of one of the following methods Two weeks before your CD matures, written notification is mailed. Your CD will be automatically renewed at the prevailing rate at the time of maturity unless you notify us otherwise prior to maturity.
Long-term CDs $1,000 12 months to 60 months
  • compounded
  • deposited into another GECU account; or
  • mailed to you in a check.
     

Interest is paid monthly or annually by your choice of one of the following methods:

Two weeks before your CD matures, written notification is mailed. Your CD will be automatically renewed at the prevailing rate at the time of maturity unless you notify us otherwise prior to maturity.
No Excuse Savers CD $50 12 months
  • compounded
  • deposited into another GECU account; or
  • mailed to you in a check.
     

Interest is paid monthly or annually by your choice of one of the following methods:

Two weeks before your CD matures, written notification is mailed. Your CD will be automatically renewed at the prevailing rate at the time of maturity unless you notify us otherwise prior to maturity.
SmartStep CD $2,500 24 months
  • compounded
  • deposited into another GECU account; or
  • mailed to you in a check.
     

Interest is paid monthly or annually by your choice of one of the following methods:

Two weeks before your CD matures, written notification is mailed. Your CD will be automatically renewed at the prevailing rate at the time of maturity unless you notify us otherwise prior to maturity.
Bump Up CD

$5,000

or

$2,500

18 month

or

60 month terms

  • compounded
  • deposited into another GECU account; or
  • mailed to you in a check.
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