Certificate of Deposit

Bump-Up CD

CDs Minimum Deposit Monthly / APY*
12-month Jumbo Bump-up CD $50,000 2.07%
18-month Bump-up CD $5,000 2.12%
18-month Jumbo Bump-up CD $50,000 2.22% 
60-month Bump-up CD $2,500 2.68%
60-month Jumbo Bump-up CD $50,000 2.78%
IRA CDs Minimum Deposit Monthly / APY*
18-month Bump-up IRA CD $5,000 2.22%
18-month Jumbo Bump-up IRA CD $50,000 2.32%
60-month Bump-up IRA CD $2,500 2.78%
60-month Jumbo Bump-up IRA CD $50,000 2.89%

Open your Bump-up CD by visiting the GECU branch nearest you, or by calling 915.778.9221, toll-free at 1.800.772.4328.

View Bump-Up Rates Now

Federally insured by NCUA.
*APY – Annual Percentage Yield. APY is effective as of October 16, 2018 and is subject to change. 2.89% APY available with 60-month Jumbo Bump-up IRA CD only, which requires a minimum opening deposit of $50,000. Early-withdrawal penalty is equal to 300 days of interest (whether earned or not). Additional rates and terms available with minimum deposit beginning at $2,500. Learn how to become a member at gecu.com.

Quick Answers

  • Is it necessary to be a member to apply for a GECU loan?*
    You may apply for a GECU loan if you are a member and at least 18 years of age.
    Apply 
  • What types of loans does GECU offer?
    We offer a variety of loans* with flexible terms and low competitive rates, including buying a home, purchasing a car or taking that once-in-a-lifetime family vacation. We can even help you refinance** or improve the home you already own.*Apply 

    **Limitations and other conditions apply to existing GECU mortgage loans.

  • Does GECU offer credit cards?
    The GECU Empowerment and Rewards credit cards are some of the best and most affordable credit cards around. For a credit card with low competitive rates, a 25-day grace period on purchases and no annual fee, GECU credit cards are one the best for you. Auto Loans  Home Loans
  • What will I need to apply for a GECU loan?*
    To apply for all GECU loans you'll need the following information:
    • Current valid ID
    • Current Address
    • Current Employer, address and employment verification
      • If less than 5 years with current employer, provide information for last 5 years
    • Proof of income upon approval
    • If self-employed, 2 years of tax returns
    • References
      • Name of relative not living with you
      • Relationship
      • Address
      • Phone Number

*Loans subject to approval. Other conditions may apply.

Current Rates

Full Disclosure of Rates and Terms

*APY= Annual Percentage Yield