Bump Up CD

HIGHER SAVINGS WITH HIGHER RATES

A GECU Bump-up CD can help you start accomplishing more of your financial goals when you let your money grow with the high interest rates, tools and support from GECU. No matter what your bucket list looks like, we’re here with the certificate of deposit accounts and term options that are right for you. Plus, saving will be even easier when you set up an automatic transfer to your CD account. Best of all, your funds are federally insured by NCUA. Start saving today, so tomorrow you can ask yourself, “What’s next for me?”

The advantages of a GECU Bump-up CD account include …

  • Earning up to 0.95% APY*
  • Bumping up to a higher rate once during the term of your CD
  • Enjoying term flexibility with terms up to 60 months
  • Adding money to your account at anytime

Open your GECU Bump-up CD by visiting any location today or by calling 915.778.9221, toll-free at 1.800.772.4328.

*APY — Annual Percentage Yield. APY is effective as of February 23, 2021, and is subject to change. 0.95% APY available with 60-month Jumbo Bump-up IRA CD only, which requires a minimum opening deposit of $50,000. Early-withdrawal penalty is equal to 300 days of interest (whether earned or not). Additional rates and terms available with minimum deposit beginning at $2,500. Learn more about how you can join. Click here.

Quick Answers

  • Is it necessary to be a member to apply for a GECU loan?1
    You may apply for a GECU loan if you are a member and at least 18 years of age.
    Apply1

    (1) Loans subject to approval. Other conditions may apply.

  • What types of loans does GECU offer?
    We offer a variety of loans1 with flexible terms and low competitive rates, including buying a home, purchasing a car or taking that once-in-a-lifetime family vacation. We can even help you refinance2 or improve the home you already own. Apply1

    (1) Loans subject to approval. Other conditions may apply.
    (2) Limitations and other conditions apply to existing GECU mortgage loans.

  • Does GECU offer credit cards?
    The GECU Empowerment and Rewards credit cards are some of the best and most affordable credit cards around. For a credit card with low competitive rates, a 25-day grace period on purchases and no annual fee, GECU credit cards are one the best for you. Auto Loans  Home Loans
  • What will I need to apply for a GECU loan?1
    To apply for all GECU loans you'll need the following information:
    • Current valid ID
    • Current Address
    • Current Employer, address and employment verification
      • If less than 5 years with current employer, provide information for last 5 years
    • Proof of income upon approval
    • If self-employed, 2 years of tax returns
    • References
      • Name of relative not living with you
      • Relationship
      • Address
      • Phone Number

    (1) Loans subject to approval. Other conditions may apply.

Current Rates

Full Disclosure of Rates and Terms

*APY= Annual Percentage Yield