Certificate of Deposit

Bump-Up CD



Give your money the boost it needs with a GECU Bump-up CD or IRA CD! Choose the CD and the term that are right for you, and watch your money grow. Start investing today!

  • Terms available for up to 60 months
  • Add money anytime
  • Bump up to a higher rate once during the term of your CD

CDs Minimum Deposit Monthly / APY*
12-month Jumbo Bump-up CD $50,000 1.26%
18-month Bump-up CD $5,000 1.46%
18-month Jumbo Bump-up CD $50,000 1.56% 
60-month Bump-up CD $2,500 2.12%
60-month Jumbo Bump-up CD $50,000 2.22%
IRA CDs Minimum Deposit Monthly / APY*
18-month Bump-up IRA CD $5,000 1.56%
18-month Jumbo Bump-up IRA CD $50,000 1.66%
60-month Bump-up IRA CD $2,500 2.22%
60-month Jumbo Bump-up IRA CD $50,000 2.32%

Open your Bump-up CD by visiting the GECU branch nearest you, or by calling 778.9221, toll-free at 1.800.772.4328.

View Bump-Up Rates Now

Federally insured by NCUA.
*APY – Annual Percentage Yield. APY is effective as of January 9, 2018, and is subject to change. 2.32% APY available with 60-month Jumbo Bump-up IRA CD only, which requires a minimum opening deposit of $50,000. Early-withdrawal penalty is equal to 300 days of interest (whether earned or not). Additional rates and terms available with minimum deposit beginning at $2,500. Membership-eligibility requirements apply.