Checking Account Comparison(1)

  Checking Account Second Chance Checking Senior Privilege Free2Be Checking Money Market Account
Best for... A checking account for your everyday needs Anyone who has hit a financial rough patch, your credit is less than perfect, and getting a checking account is difficult Members ages 60 and older Members age 16—17 years. Valid identification required. Anyone seeking a short-term, variable-rate investment account that combines the liquidity you occasionally need with a competitive rate of return
Minimum Balance to Open $20 $15 $20 None $2,500
Monthly Service Charge None $15 None None None
Minimum Average Daily Balance to Earn Interest When ADB is $2,500 or more  N/A When ADB is $2,500 or more  When ADB is $2,500 or more ADB of $2,500, $10,000, $25,000 and $100,000 earns the current market rates
Activity Charge None None  None  None

$10 per month if ADB drops below $2,500

A maximum of six withdrawals allowed per month

GECU Debit Card(4)

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Free Online Banking

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Free Mobile Banking(2)

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Free Online Bill Pay

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Free Checks(3)  N/A  N/A Free box of basic GECU checks (one box per order) Your first box of 50 checks is at no charge. Complimentary box of specially designed checks (one box per order with 40 standard duplicate checks)
Real Time Deposit Taking ATMs(5)

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Mobile Deposit(6)

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(1)Must have a GECU share account to open a checking account. A one-time deposit of $20 in a GECU share account is all it takes.
(2)No charge to access these services from GECU. Standard text messaging and data rates may apply.
(3)Your first box of 50 checks is at no charge. There may be transaction fees charged by owner of non-GECU ATMs.
(4)Fee may apply to special card designs.
(5)Not available for Second Chance checking.
(6)Deposits can be made using all smartphones and iPad tablets. Not available for Second Chance checking.

Federally Insured by NCUA.

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