Youth Accounts

Youth Accounts1


Open a GECU Youth Account* for a child in your life and teach them valuable lessons about saving. Let Dru Blue introduce them to saving, while they get a head start on paying for college or save up for a special purchase, like a bike or a favorite video game. You’ll help them get on the road to financial success and they’ll get to enjoy all of the benefits that come with a GECU membership.

Here’s a savings tip! Help your child, grandchild, niece or nephew build savings by setting up an automatic deposit. Select the date and amount to be automatically deposited in their account every month, and watch their money grow!

Open a GECU Youth Account today by visiting any GECU location, or by calling 915.778.9221, toll-free at 1.800.772.4328.


When's the best time for your kids to save and learn to manage their money? Today! GECU’s youth accounts are designed especially for the kids and teens in your life with these free services ...

  • Online financial tools
  • Quarterly online newsletters
  • Interactive websites
  • Coin sorter usage
  • A special gift when they open their account

Youth Savings Accounts

Click child’s age group to view interactive website.
Money Mammals Savings Account – up to 8 years of age
M3 Money Club Savings Account – 9 to 13 years of age
Free2Be Savings Account – 14 to 17 years of age

Youth Checking Account

Free2Be Checking Account – 16 to 17 years of age
Now that you have a job, it’s time to learn about managing money. Free2Be checking can help you on your way to financial freedom with ...

  • A variety of financial tools, tips, podcasts and videos
  • Free access to 24/7 online banking on your pc, laptop, tablet or mobile phone2
  • Your free GECU Debit Card
  • Access to surcharge free ATMs locally and nationally3
  • Your first box of 50 checks at no charge
Youth Savings Account Minimum Opening Balance Minimum Balance to Earn Dividends Dividend/Interest Payment Period Age Requirements
Money Mammals Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Up to 8 years
M3 Money Club $20 $20 9 to 13 years
Free2Be Savings $20 $20 14 to 17 years

Youth Checking Account1 Minimum Opening Balance Average Daily Balance to Earn Interest Monthly Service Fee Activity Fee Monthly Interest Paid
Free2Be Checking None $2,500 None None When average daily balance is $2,500 or more.

(1)Must have a GECU share account to open a checking account. Only $20 are required to open — that’s your first share of ownership in GECU. Learn more about how you can join. Click here.
(2)No charge to access these services from GECU. Standard text-messaging and data rates may apply.
(3)There may be transaction fees charged by owner of non-GECU ATMs.
*Learn more about how you can join. Click here.