Youth Accounts

GECU Youth Accounts1

FROM LOLLIPOPS TO LIFTOFF

When's the best time for your kids to save and learn to manage their money? Today! GECU’s youth accounts are designed especially for the kids and teens in your life with these free services ...

  • Online financial tools
  • Quarterly online newsletters
  • Interactive websites
  • Coin sorter usage
  • A special gift when they open their account

Support your child with a GECU Youth Account. Open one today at any GECU location, or call 915.778.9221.

Youth Savings Accounts

Click child’s age group to view interactive website.
Money Mammals Savings Account – up to 8 years of age
M3 Money Club Savings Account – 9 to 13 years of age
Free2Be Savings Account – 14 to 17 years of age

Youth Checking Account

Free2Be Checking Account – 16 to 17 years of age
Now that you have a job, it’s time to learn about managing money. Free2Be checking can help you on your way to financial freedom with ...

  • A variety of financial tools, tips, podcasts and videos
  • Access to surcharg-free ATMs locally and nationally2
  • Free access to 24/7 online banking on your pc, laptop, tablet or mobile phone3
  • Your free GECU Debit Card
  • Your first box of 50 checks at no charge

Miners Kids Club Presented by GECU

Any child ages 12 and younger can join the Miners Kids Club presented by GECU! Registering with UTEP for the club is easy — they will be part of a fun, interactive group, enjoy exclusive club perks and events, and learn how to be financially smart. The Miners Kids Club membership is only $25 and it comes with …

  • A welcome packet with Kids Club ID card and lanyard
  • An official club T-shirt
  • A birthday card from Paydirt Pete and Dru Blue
  • Exclusive access to Kids Club events
  • In-game opportunities at UTEP Athletics events
  • The opportunity to open a GECU Miners Kids Club Youth Savings account4
  • Special invites to GECU financial education events and activities
  • A $10 deposit to your GECU Miners Kids Club Youth Savings account when two recurring transfers are completed in GECU Online Banking5
  • Paydirt Pete and Dru Blue photo opportunities
  • The opportunity to be the GECU Game Ball Kid of the Game
  • Free admission to one predetermined UTEP game for football, soccer, volleyball, softball, and women's and men's basketball

To join the club, visit utepminers.com/kidsclub. After you receive your registration-confirmation email, open your GECU Miners Kids Club Youth Savings account by calling 915.778.9221, toll-free at 1.800.772.4328, or by visiting any GECU location!

JOIN THE CLUB

Youth Savings Account Minimum Opening Balance Minimum Balance to Earn Dividends Dividend/Interest Payment Period Age Requirements
Money Mammals Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Up to 8 years
M3 Money Club $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December 9 to 13 years
Free2Be Savings $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December 14 to 17 years
GECU Miners Kids Club Youth Savings Account $20 $20 All youth accounts are paid quarterly on the last business day of March, June, September and December Ages 0–12

Youth Checking Account1 Minimum Opening Balance Average Daily Balance to Earn Interest Monthly Service Fee Activity Fee Monthly Interest Paid
Free2Be Checking None $2,500 None None When average daily balance is $2,500 or more.

1Must have a GECU share account to open a checking account. A one-time deposit of $20 in a GECU share account is all it takes. Learn more about how you can join. Click here.
2There may be transaction fees charged by owner of non-GECU ATMs.
3No charge to access these services from GECU. Standard text-messaging and data rates may apply.
4A Miners Kids Club membership is required to open a GECU Miners Kids Club Youth Savings account. A minimum opening deposit of $20 will be funded by GECU at account opening. APY (Annual Percentage Yield) of 0.25% is dependent on the share account opened and is accurate as of the last dividend declaration date. Rates may change after the account is opened. Rates are accurate as of July 14, 2020. Limit one account per Miners Kids Club membership. GECU will provide tax reporting to recipient and Internal Revenue Service.
5Receive a one-time deposit of $10 into the GECU Miners Kids Club Youth Savings account when recurring transfers are set up through GECU Online Banking and two transfers are completed within the first three months of opening the account. Limit one deposit per account.