Online Financial Education

Quick Answers

• Is it necessary to be a member to apply for a GECU loan?¹
  You may apply for a GECU loan if you are a member and at least 18 years of age.
  Apply¹
  

  (1) Loans subject to approval. Other conditions may apply.

• What types of loans does GECU offer?
  We offer a variety of loans¹ with flexible terms and low competitive rates, including buying a home, purchasing a car or taking that once-in-a-lifetime family vacation. We can even help you refinance² or improve the home you already own. Apply¹
  

  (1) Loans subject to approval. Other conditions may apply.
  (2) Limitations and other conditions apply to existing GECU mortgage loans.

• Does GECU offer credit cards?
  The GECU Empowerment and Rewards credit cards are some of the best and most affordable credit cards around. For a credit card with low competitive rates, a 25-day grace period on purchases and no annual fee, GECU credit cards are one the best for you. Auto Loans  Home Loans
• What will I need to apply for a GECU loan?¹
  To apply for all GECU loans you'll need the following information:

  • Current valid ID
  • Current Address
  • Current Employer, address and employment verification
    • If less than 5 years with current employer, provide information for last 5 years
  • Proof of income upon approval
  • If self-employed, 2 years of tax returns
  • References
    • Name of relative not living with you
    • Relationship
    • Address
    • Phone Number

  (1) Loans subject to approval. Other conditions may apply.

Current Rates

• 12-mo. CD up to

  0.65% APY*

• 36-mo. CD up to

  0.90% APY*

• Money Market up to

  0.70% APY*

• Jumbo Bump-up IRA CD up to

  1.16% APY*

*APY= Annual Percentage Yield