BUSINESS

Business Analyzed Checking Account

A business checking account1 designed for a high volume of transactions that includes treasury management products and services.

Commercial Checking

Business checking account perks

  • 24/7 account access: Make transfers, deposit checks,2 find one of our 80,000+ surcharge-free ATMs3 and more with online and mobile4 banking!
  • Save and earn: Save money by earning credit for your deposits.5 The earnings credit allowance may help reduce or offset monthly account service fees.5
  • Online banking: Send wire transfers6 from your desktop or laptop, use Bill Pay,7 view account balances and eStatements, and more!
  • Wire transfers: Online wire transfers that are protected by multiple layers of security, including encryption, password protection and dual authorization.
  • Monthly analysis: Monthly service fees are determined by transaction volume, services and earnings credit. The earnings credit allowance is based on the average collected balance and may be used to help reduce or offset fees.
  • ACH Origination8: You can initiate electronic business payments, including direct deposit for employees, payments to vendors, collect membership fees and more.
  • ACH Positive Pay: Offers error and fraud detection for ACH transactions.
  • Check Positive Pay: Offers error and fraud detection for checks issued.
  • Remote deposit capture9: Scan multiple checks directly into your account 24/7 from the convenience of your office.
  • Choose your account: Select the best business checking account for you. We offer dividend accounts that work best for your business.
  • Debit card10 designs: Support our local teams with the El Paso Chihuahuas or El Paso Locomotive FC debit card, or choose the GECU Empowerment Mastercard® debit card.

We’re Here to Answer Your Business Checking Account Questions
Membership eligibility is required.
1Must have a GECU share account to open a checking account. Open a GECU share account with a one-time deposit of $10.
2Check deposits are subject to the funds availability policy.
3Transaction fees may be charged by the owners of non-GECU ATMs.
4Standard text-messaging and data rates may apply through the wireless carrier.
5Earnings credit allowance is used to partially or fully offset monthly service fees per statement cycle in accordance with the GECU Business Analyzed Checking Account Terms and Conditions.
6Applicable outgoing or incoming wire transfer service fees apply.
7Must have a GECU checking account and enroll to use online Bill Pay.
8Services are only available for the GECU Business Analyzed Checking Account. For qualifying businesses only. Other conditions may apply.
9Services are only available for the GECU Business Analyzed Checking Account. For qualifying businesses only. Check deposits are subject to the funds availability policy.
10Debit card is available with checking accounts. Certain fees and conditions apply.
11All loans are subject to approval. Commercial loans are available only in Texas and New Mexico. Other conditions apply.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
® 2024 Mastercard. All rights reserved.
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