CHECKING

Personal Checking Account

Enjoy peace of mind while you take control of your finances and budget with a personal checking account!1

Green card Checking account promotion

GECU Personal Checking account benefits for you

  • 24/7 account access: Bank when and where you want to. Make transfers, deposit checks,2 send money with Zelle®,3 pay bills,4 find one of our 80,000+ surcharge-free ATMs,5 and more with online banking, mobile banking, and member service support!
  • Debit card designs6: Choose the GECU Empowerment debit card, the El Paso Chihuahuas debit card or the El Paso Locomotive FC debit card.
  • No monthly service fee7: Plus, no minimum-daily-balance requirements to keep your account open.
  • Personal checking account alerts8: Set up custom account and card alerts to stay on top of your money while we work to protect you from fraud.

More benefits of a GECU Personal Checking account

Personal Checking

Personal checking account features

No monthly service fees and you earn dividends monthly with average daily balances of $2,500 or more.

Personal Checking

Online checking account & mobile banking

Make mobile check deposits. Transfer funds between your accounts to friends, family and others you trust using Zelle®.

Personal Checking

Debit card perks

15% off at Southwest University Park Team Shop9 with the El Paso Chihuahuas or El Paso Locomotive FC debit card. Find the perfect debit card for you.

Personal Checking

Account accessibility

No minimum balance or monthly transfer requirements with no-fee checking accounts. Plus, 24/7 access to your online and mobile banking account & 80,000+ surcharge-free ATMs.

Personal Checking

Contactless payments

Quick and secure contactless payments in store or online when you add your GECU debit card to your mobile device's mobile wallet.

Personal Checking

Extra account security

You're enrolled for automatic fraud alerts and you can set up custom card and text alerts. Plus, enjoy Mastercard Zero Liability.10

Personal Checking

Learn How to Manage Your Finances

Get tips on how to set and accomplish financial goals, create a budget and build credit.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2023 Mastercard. All rights reserved.


Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.


Membership eligibility is required.
1Must have a GECU share account to open a checking account. A one-time deposit of $10 in a GECU share account is all it takes.
2Check deposits are subject to the funds availability policy. Not available for GECU Second Chance Checking accounts.
3Must have a bank account in the U.S. to use Zelle®. Learn more by clicking here.
4Must have a GECU checking account and enroll to use online Bill Pay.
5Transaction fees may be charged by owner of non-GECU ATMs.
6Debit card is available with checking accounts. Fee may apply to special card designs.
7Other fees may apply.
8Standard text-messaging and data rates may apply through the wireless carrier.
9Limitations apply. See the Team Shop for details.
10Under Mastercard® Zero Liability policy, you will not be liable for an unauthorized transaction as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us; otherwise, your liability will be determined by the GECU Terms and Conditions.

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