Checking

Senior Privilege Checking Account

Enjoy special perks with this senior checking account1 for adults 60 years of age and older. 

Senior Privilege

Senior checking account benefits for you

  • No monthly service fee2: Plus, no minimum-daily-balance requirements to keep your account open.
  • Extra benefits: Receive higher dividends on certificate accounts and an order of free checks for older adults.
  • 24/7 account access: Make transfers, deposit checks,3 send money, get direct deposit, pay bills, find one of our 80,000+ surcharge-free ATMs,4 and more with online and mobile banking!
  • Security features: Set up custom account and card alerts5 to stay on top of your money while we work to protect you from fraud.
OPEN AN ACCOUNT
BECOME A MEMBER
Senior Checking Account Features & Benefits

Senior privilege checking account features

  • No monthly service fees
  • Direct deposit and Bill Pay
  • Earn dividends monthly with an average daily balance of $2,500 or more
  • Free checks for seniors

Extra security

  • Automatic fraud alerts
  • Custom card and text alerts
  • Mastercard® Zero Liability6

Online checking account & mobile banking

Debit card features

  • Contactless payments with mobile-wallet compatibility
  • 15% off at Southwest University Park Team Shop8 with the El Paso Chihuahuas or El Paso Locomotive FC debit card

Contactless payments

  • Make debit card purchases even easier
  • Enjoy quick and secure contactless payments in store or online
  • Add your GECU debit card to your mobile device’s mobile wallet

Account accessibility

  • No monthly service fees
  • No minimum-daily-balance or monthly transfer requirements to keep your account open
  • 24/7 access to your online checking account, mobile banking and 80,000+ surcharge-free ATMs
More Investment Products for Older Adults

Certificate accounts & money market accounts

View certificate accounts and money market accounts

Auto loans

  • Find the auto loan that works for you and your goals
  • Enjoy competitively low rates and easy terms
  • Get preapproved for an auto loan to know how much you can afford before you shop
View auto loans

GECU Personal Loans

Get a personal loan
We’re Here to Answer Your Senior Checking Account Questions

Disclosures

+ -
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1Must have a GECU share account to open a checking account. A one-time deposit of $10 in a GECU share account is all it takes. Membership eligibility is required.
2Other fees may apply.
3Check deposits are subject to the funds availability policy.
4Transaction fees may be charged by owner of non-GECU ATMs.
5Standard text-messaging and data rates may apply through the wireless carrier.
6Under Mastercard® Zero Liability policy, you will not be liable for an unauthorized transaction as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us. If you do not exercise reasonable care and promptly notify us, your liability will be determined under standards set forth within the GECU Terms and Conditions.
7Must have a bank account in the U.S. to use Zelle®. Learn more by clicking here. 
8Limitations apply. See Team Shop for details.
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BEFORE YOU GO

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GECU is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by GECU of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from GECU.

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