Personal Savings Account

Join our family and get on the path to accomplishing your financial goals with a personal savings account.1

Personal Savings

Maximize your money with personal savings

  • 24/7 account access: Make transfers, check balances, deposit checks and more with an online savings account!
  • GECU ATM card: Access 80,000+ surcharge-free ATMs nationwide.2
  • No monthly service fee: Period. Plus, no minimum-daily-balance requirements.
  • Account alerts3: Set up custom account alerts to stay on top of your money while we work to protect you from fraud.
  • Peace of mind: Rest easy knowing that your funds are insured by NCUA to at least $250,000.


We’re Here to Answer Your Personal Savings Account Questions
  • What is a savings account? 
    A savings account is a safe place to store and grow your money. A savings account earns dividends on the funds in the account and can provide overdraft protection if your checking account has insufficient funds for a charge. You can deposit and withdraw funds from the account at any time. A savings account can be opened and maintained with a minimum deposit of $10 and it establishes your membership.
  • How can I open an online savings account? 
    You can open a savings account online now or by calling 1.800.772.4328. Once you open your online savings account, you can access it 24/7 using online banking.
  • How does a savings account work? 
    A savings account allows the member to earn dividends quarterly (the account must have an average daily balance of $100 to earn dividends) while giving them immediate access to their funds by using an ATM card.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1Membership eligibility is required.
2Transaction fees may be charged by owner of non-GECU ATMs.
3Standard text-messaging and data rates may apply through the wireless carrier.

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