Join our credit union family!

Become a member and be part of our 90-year mission to elevate your community.


Perks of being a member of our credit union

  • Helping your neighbor: Your deposits help fund low-rate personal1 and business loans2 that can help your neighbor reach their goals. Earnings from loans benefit members with low rates, improved technology and more.
  • Access to benefits: Members have access to low-rate loans, dividends on deposits, safe and secure online-account systems, 24/7 access to their money, Trustage®3 insurance offers, a 15% discount at the Team Shop inside Southwest University Park,4 and more!
  • Elevating your community: The GECU Foundation5 contributes to organizations that focus on 11 core developmental issues that act as barriers to our community’s well-being and prosperity.
  • Join the movement: Almost anyone can become a member! Find out if you can join and start making a direct impact in your community. Join now!
Forbes Promo Image


We are so excited to be ranked the No. 1 credit union in Texas on the Forbes Best-In-State Credit Unions 2022 list! In an independent survey by Forbes, thousands of consumers across the nation were asked to rate their credit union on overall satisfaction, trust, branch services, digital services, customer service, and more. Thank you for helping us achieve this prestigious award.
How to Become a Member of Our Credit Union
  • What do I need to become a credit union member?
    All you need to become a member is a current, valid picture ID and $10 to open a share account.
  • How can I become a member?
  • At what age can an individual join GECU?
    Members can join at any time after birth.
  • Does my membership expire?
    Once you become a member, you’re always a member as long as you maintain your share account balance and it remains active.
  • Do I get my $10 back if I close my membership?
    If you retain your account for a period of six months, you will receive your $10 after you close your membership.
1All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and are subject to change. Other conditions apply. Learn more about how you can become a member on this page.
2All loans are subject to approval. Other conditions apply. Principal business must be located in El Paso County, Hudspeth County or Doña Ana County, not more than 25 miles from our Helen of Troy and Resler location, to be eligible for membership at GECU.
3TruStage® Insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. The Auto and Home Insurance Program is issued by a leading insurance company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any depository institution. GECU does not endorse the organization(s) associated with the TruStage Insurance Program and, hereby disclaims any responsibility of such organization(s). GECU does not represent either the third party or the member if the two enter into a transaction.
4Limitations apply. See Team Shop for details.
5The GECU Foundation is a registered 501(c)(3) public charity established to maximize philanthropic efforts benefitting education, community programs and charitable giving. If you itemize deductions on your federal tax return, you may be entitled to claim your donation to the GECU Foundation as a charitable deduction. Please consult your tax adviser.
6Transaction fees may be charged by owner of non-GECU ATMs.
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