GECU Owner-occupied Property Loan

Gain ownership of your business’ building or property.

Owner Occupied Loans

Benefits for you

  • Increase your investment: Build equity in your established business while continuing to increase your investment with each monthly payment. 
  • Refinancing available: We offer different financing options for your current commercial real estate loan.1
  • Control the space: Customize the look of your business space without the restrictions that come with a landlord. 
  • Credit union difference: We want to help you reach your financial goals with affordable payments, low rates and easy terms.
We're Here to Answer Your Questions About Owner-occupied Property Loans
  • When should I consider applying for an owner-occupied property loan?
    You should consider applying for an owner-occupied property loan when you are thinking of expanding your business footprint, purchasing a new location or making improvements to a property. Schedule an appointment with one of our business services representatives or call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • What documents do I need to provide to apply for an owner-occupied property loan? 
    You should prepare to bring your business financial statements such as a balance sheet, income statement and others. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext 4750.
  • Are there fixed and variable interest rates available with an owner-occupied property loan? 
    Yes, there are fixed and variable interest rates available depending on the type of loan that you apply for. To learn more about owner-occupied loans, speak with a business services representative by calling 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
1All loans are subject to approval. Other conditions apply. Principal business must be located in El Paso County, Hudspeth County or Doña Ana County, not more than 25 miles from our Helen of Troy and Resler location, to be eligible for membership at GECU. Learn more about how you can become a member.
2Must have a GECU share account to open a business checking account. A one-time deposit of $20 in a GECU share account is all it takes.
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