BUSINESS

Business Working Capital Line of Credit

Gain quick access to business working capital funds for your business’ operational expenses.

Working Capital Line of Credit

Working capital line of credit benefits for you

  • Support your business: Our business working capital line of credit1 can be used for business supplies, payroll costs, day-to-day operations and more!
  • Easy access: Use your business checking account2 to withdraw your working capital funds. 
  • Credit union difference: Our Business Working Capital Line of Credit comes with local decision making, easy terms and competitive rates
  • We’re with you: Our business professionals are here to help you reach your business’ financial goals. Get started with a business line of credit by clicking the link below or by calling 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
We’re Here to Answer Your Business Working Capital Line of Credit Questions
  • What is a business working capital line of credit?
    A business working capital line of credit is a revolving line of credit that allows you to borrow funds, repay, and borrow again as long as the business line of credit is active.
  • When should I consider applying for a business working capital line of credit?
    You may want to consider applying when you’re looking to increase your working-capital needs for business supplies, payroll costs, day-to-day operations and more! To learn more about your options, call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • What documents do I need to provide to apply?
    You should prepare to bring your business financial statements such as a balance sheet, income statement and others. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • Do you offer an unsecured business working capital line of credit?
    Yes, we offer an unsecured business working capital line of credit. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • Do you offer a secured business working capital line of credit?
    Yes, we offer a secured business working capital line of credit. To speak with a business services representative, call 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
  • What are the interest rates for a commercial loan?
    Speak with a business services representative about the current interest rate for a commercial loan by calling 915.774.4750, toll-free at 1.800.772.4328, ext. 4750.
Membership eligibility is required.
1All loans are subject to approval. Other conditions apply. Principal business must be located in Texas or New Mexico to be eligible for membership at GECU.
2Must have a GECU share account to open a business checking account. A one-time deposit of $10 in a GECU share account is all it takes.
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