Debt Consolidation Loan | Credit Debt Consolidation | GECU

PERSONAL LOANS

Debt Consolidation Loans

Regain control and pay off your debts quickly and easily with this low-rate loan.1

Debt Consolidation

Benefits of debt consolidation

  • Get rid of debt: A GECU Debt Consolidation Loan can help you pay off high-interest-rate credit card debt, personal loans, furniture and more!
  • One monthly payment: Combine all of your debts into one loan for one monthly payment instead of many.
  • Save money: You may be qualified for a lower interest loan rate which can help you save money over the life of the loan.
  • Credit union difference: We want to help you reach your financial goals with affordable payments, low rates and easy terms.
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We’re Here to Answer Your Debt Consolidation Loan Questions
  • What is a debt consolidation loan?
    A debt consolidation loan is a loan that pays off multiple debts and turns them into one debt with one monthly payment.
  • How do I know if a debt consolidation loan is right for me?
    Speak with us today and see if a debt consolidation loan is right for you. Call us toll-free at 1.800.772.4328.
  • What types of debt can I consolidate?
    With our debt consolidation loan you can consolidate credit card debt, personal loans and many more.
  • Do I need to bring any documentation when I apply for a debt consolidation loan?
    We may require documents to verify your identification and income, such as a driver’s license and pay stubs.
  • Will GECU send the payoff payments to their respective loan companies?
    You will need to send a check directly to the respective loan companies. We can create a check made payable to the loan companies.
  • How can I make my debt consolidation loan payment?
    You can schedule recurring payments with online banking, make a transfer from online banking or the mobile app, or make a payment from an external account.
  • Am I able to consolidate debt from GECU?
    Speak with us today to see what options are available to you. Call us toll-free at 1.800.772.4328.
  • I am having trouble paying my debt. Would I be able to speak with someone?
    Yes, our financial counselors are available to members and nonmembers. Contact us today to set up a debt consolidation appointment toll-free at 1.800.772.4328.
  • What do I do if I know I am going to be late on my payments?
    We’re here to help you navigate debt and loan payments. Contact us today so we can discuss what payment options are available to you toll-free at 1.800.772.4328.

Disclosures

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1All loans are subject to approval. Rates and terms are based on borrower’s credit qualifications and subject to change. Other conditions apply. Learn more about how you can become a member.
Membership eligibility is required.
*All loans are subject to credit qualification and approval. Other conditions apply.
**Interest will accrue from the date that the loan is funded until the first payment date. The first payment may have substantially higher accrued interest than future payments.
***Payment example is based on a $500 loan amount with a fixed rate of 9.99% APR with nine monthly payments. Actual payment may be greater.
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