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BUY A HOME

GET STARTED

Whether it’s your first home, your next home or even an investment property, we have the friendly, professional staff that is with you all the way.

PREQUALIFY TODAY

HOW IT WORKS

GET PREQUALIFIED (1)
GET PREQUALIFIED (1)
FIND A REALTOR
FIND A REALTOR
CHOOSE YOUR HOME
CHOOSE YOUR HOME
MAKE AN OFFER
MAKE AN OFFER
CLOSING
CLOSING

GET PREQUALIFIED (1)

Getting prequalified puts you in the driver’s seat. Figure out how much you can afford and let realtors know you’re ready to begin looking. It’s easy - get started today!

FIND A REALTOR

There are 1,500 licensed real estate agents in our community. Find a realtor who works for you. They can help you find the house of your dreams in a neighborhood you love.

CHOOSE YOUR HOME

Find where you’d like to live, anywhere from newly constructed areas to established neighborhoods. Look for a place with features that are important to your lifestyle like schools, shopping and accessibility.

MAKE AN OFFER

Work with your realtor to get the best price. Look at property values in the neighborhood to get a good idea of what to offer. Negotiate closing costs, landscaping, appliances and more.

CLOSING

Shop around for a title company. Get your house appraised and insured. Go over your paperwork and get ready to turn the key on your very own home.

HELPFUL RESOURCES

Ready To Buy A Home
WATCH

Getting Ready To Buy

Learn great tips like calculating how much home you can afford, about the prequalification process and understanding real estate professionals.

Understanding Your Credit
WATCH

How To Build And Improve Your Credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

Owning vs Renting
READ

Owning vs. Renting

Is it better to own or rent? There's no right answer for everyone, but you can answer some questions about your lifestyle to help make a decision.

Ready To Buy
WATCH

Getting Ready To Buy

Learn great tips like calculating how much home you can afford, about the prequalification process and understanding real estate professionals.

GEPAR
LEARN MORE

GEPAR

The Greater El Paso Association of REALTORS provides professional services for REALTORS to assist in their operations.

Counter Offer
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What Is A Counter Offer?

You've found a house that fits your life perfectly, and it's in a great neighborhood. The seller comes back with a counteroffer. What do you do?

Ready To Buy
WATCH

Ready To Buy A Home

Learn great tips like searching for a home, making an offer, finalizing your loans & understanding the closing process.

What to look for in a home
READ

What To Look For In A Home

We all have our idea of a dream home, but when you picture your dream home, WHERE do you picture it?

Preferred Builder
LEARN MORE

Preferred Builder

When it comes to selecting and financing your home, GECU’s Preferred Builders Program will help you find the right home. 

Home Inspection
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What To Know About Home Inspection

Home inspections are a very important part of the home buying experience. This lets both the buyer and seller know exactly what shape the house is in before you continue the process.

Mortgage Payments
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More Than Just A Mortgage Payment

Buying a home is one of the biggest purchases most people will ever make. When you purchase a home, there's more than just the monthly mortgage payment to consider.

What to look for in a home
READ MORE

What Do I Need To Take To Closing?

You're in the home stretch and closing day is coming up. This is the final step of the home buying process where you'll take possession of the keys to your new home.

Ready To Buy
WATCH

Ready To Buy A Home

Learn great tips like searching for a home, making an offer, finalizing your loans & understanding the closing process.

HOW MUCH CAN I AFFORD?

Use these calculators(2) to estimate rates and payments.

YOUR LENDING OPTIONS

We have a variety of loans to fit your lifestyle.

WELCOME HOME EL PASO

Down Payment Assistance(3)

GECU is offering the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes homeownership a reality by offering up to 5% of the amount of your home loan in payment assistance. 

Why Choose GECU?

FAQs

(1)All loans subject to credit qualification and approval. The property must be located in the United States, within a 150-mile radius of El Paso County, to include Hudspeth County. Certain fees and conditions apply. Membership-eligibility requirements apply.

(2) Information and interactive calculators are made available to you as self-help tools for your independent use and are used to quickly estimate the loan amount or monthly payment that fits your budget. This information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances.

(3)Assistance program is brought to you by the El Paso Housing Finance Corporation and is subject to qualification, income criteria and home purchase price. The residence must be located within the El Paso city limits. Other conditions apply.