GECU Online Banking Enrollment
Enrolling in Online Banking is easy – here’s how:
Your User ID is your member number. This and your Password were provided at account opening. Click here if you forgot your User ID.
If you have any questions or need assistance, contact us at 915-778-9221 (toll-free 1-800-772-4328).
Member Services: 1-915-778-9221 1-800-772-GECU
Online banking is a free, secure service that allows you to pay your bills online, check balances, transfer funds and more from your computer, iPad or laptop*.
The GECU credit card is the only credit card good enough for our members! *No balance transfer fees. No annual fee.
GECU low-rate mortgage loans* can get you and your family into the house you’ve been dreaming of with monthly payments you can afford.
All business-loan decisions are made right here in El Paso, by members of your community who understand where you’re business is coming from.
Our online financial education videos can help you achieve financial success, anytime, anywhere, at home or on the go. LEARN MORE
More ways to get started: Call 915-778-9221
The possibilities are endless with a GECU Home Loan! (1) Once you decide to make home happen, we’ll be there for you.
Whether it’s your first home, your next home or even an investment property, we have the friendly, professional staff that is with you all the way.
Getting prequalified puts you in the driver’s seat. Figure out how much you can afford and let realtors know you’re ready to begin looking. It’s easy - get started today!
There are 1,500 licensed real estate agents in our community. Find a realtor who works for you. They can help you find the house of your dreams in a neighborhood you love.
Find where you’d like to live, anywhere from newly constructed areas to established neighborhoods. Look for a place with features that are important to your lifestyle like schools, shopping and accessibility.
Work with your realtor to get the best price. Look at property values in the neighborhood to get a good idea of what to offer. Negotiate closing costs, landscaping, appliances and more.
Shop around for a title company. Get your house appraised and insured. Go over your paperwork and get ready to turn the key on your very own home.
Learn great tips like calculating how much home you can afford, about the prequalification process and understanding real estate professionals.
Don’t just sit and wait for those scores to improve. You have the power and the right to repair your credit.
Is it better to own or rent? There's no right answer for everyone, but you can answer some questions about your lifestyle to help make a decision.
The Greater El Paso Association of REALTORS provides professional services for REALTORS to assist in their operations.
You've found a house that fits your life perfectly, and it's in a great neighborhood. The seller comes back with a counteroffer. What do you do?
Learn great tips like searching for a home, making an offer, finalizing your loans & understanding the closing process.
We all have our idea of a dream home, but when you picture your dream home, WHERE do you picture it?
When it comes to selecting and financing your home, GECU’s Preferred Builders Program will help you find the right home.
Home inspections are a very important part of the home buying experience. This lets both the buyer and seller know exactly what shape the house is in before you continue the process.
Buying a home is one of the biggest purchases most people will ever make. When you purchase a home, there's more than just the monthly mortgage payment to consider.
You're in the home stretch and closing day is coming up. This is the final step of the home buying process where you'll take possession of the keys to your new home.
Use these calculators(2) to estimate rates and payments.
We have a variety of loans to fit your lifestyle.
This mortgage loan is insured by the Federal Housing Administration and is for borrowers unable to make a large down payment. It is ideal for first-time home borrowers.
Our conventional mortgage loans are available at fixed rates and with easy terms tailored to your individual needs.
Guaranteed by the Department of Veterans Affairs (VA) with low to no down payment options, fixed rates and terms available.
If you’ve always dreamed of owning your own home, we are here to help you every step of the way.
GECU is offering the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes homeownership a reality by offering up to 5% of the amount of your home loan in payment assistance.
Our Mortgage Loan Officer has stood by us with admirable patience, empathy and innovative thinking.
I understand the process, and I want to tell you how impressed I am at the ease and truly AMAZED at how fast and efficient everything was handled.
We are blown away by GECU working with members like us, with programs that have blown away the competition from other lending institutions.
I was able to help a member with down payment assistance and credit repair. 6 months later, he’s ready to qualify for a great rate on a mortgage.
Our experienced professionals are with you every step of the way.
There are several things to consider when deciding which mortgage loan is best for you:
We recommend getting prequalified for your financing at the very beginning. Once you’re prequalified, you'll know exactly what price range you can afford and qualify for, including:
If you have a good credit record, Texas law allows qualified homeowners to obtain one home equity loan on the anniversary of closing your first home equity loan. Other conditions may apply.
The term of your loan is also an important consideration. The loan term affects your monthly payment and how much you'll pay in interest payments (finance charges) over the life of the mortgage.
GECU’s lending radius is within 150 miles of El Paso County, all of Hudspeth County up to the international border not to include Mexico.
Equity is the difference between your home's appraised/market value and the amount of any outstanding mortgage loan balance.
GECU’s lending radius is within 150 miles of El Paso County all of Hudspeth County, up to the international border not to include Mexico.
(1)All loans subject to credit qualification and approval. The property must be located in the United States, within a 150-mile radius of El Paso County, to include Hudspeth County. Certain fees and conditions apply. Membership-eligibility requirements apply.
(2) Information and interactive calculators are made available to you as self-help tools for your independent use and are used to quickly estimate the loan amount or monthly payment that fits your budget. This information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances.
(3)Assistance program is brought to you by the El Paso Housing Finance Corporation and is subject to qualification, income criteria and home purchase price. The residence must be located within the El Paso city limits. Other conditions apply.
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