GECU Online Banking Enrollment
Enrolling in Online Banking is easy – here’s how:
Your User ID is your member number. This and your Password were provided at account opening. Click here if you forgot your User ID.
If you have any questions or need assistance, contact us at 915-778-9221 (toll-free 1-800-772-4328).
Member Services: 1-915-778-9221 1-800-772-GECU
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Online banking is a free, secure service that allows you to pay your bills online, check balances, transfer funds and more from your computer, iPad or laptop*.
The GECU credit card is the only credit card good enough for our members! *No balance transfer fees. No annual fee.
GECU low-rate mortgage loans* can get you and your family into the house you’ve been dreaming of with monthly payments you can afford.
All business-loan decisions are made right here in El Paso, by members of your community who understand where you’re business is coming from.
Our online financial education videos can help you achieve financial success, anytime, anywhere, at home or on the go. LEARN MORE
More ways to get started: Call 915-778-9221
We have loans to help transform your home into your dream home! Whether you’ve been saving to remodel, repair, add square footage, or even install a pool and landscape, a GECU Home Equity loan can help cover the costs for your home improvement.
Ready to get started on your home improvement goals? Applying for a GECU home equity loan is easy. Wondering how much equity you have available on your home? GECU will let you know and provide you with the loan term that best fits your needs. Contact us to start the process.
You’re near the finish line to close on your home equity loan! GECU will take care of the details — setting up the closing appointment and ensuring that all paperwork is ready for your signature. Once everything is signed, you’ll receive the funds for your remodel or home improvement within three business days!
Once you have the funds from your home equity loan, you can begin your home improvement project! Use the funds to remodel your kitchen, renovate your bathroom or add a pool to your backyard — whatever you’ve been dreaming of!
Finding the right contractor for the job can make sprucing up your home that much better.
The equity you have built in your home is an excellent resource for accomplishing your goals.
The equity of your home can be a great tool for making improvements or renovations and even consolidating debt.
Use these calculators3 to estimate rates and payments
Whether you are saving for your first home or buying an investment property, we have a variety of home loan options to fit your lifestyle.
This mortgage is ideal for first-time home borrowers. Insured by the Federal Housing Administration, this loan is for borrowers unable to make a large down payment on a home.
Our conventional home mortgage loans are available at competitive fixed rates, with easy terms tailored to your individual needs.
Stationed at Ft. Bliss? Our VA loans are guaranteed by the Department of Veterans Affairs with low to no down payment options, fixed rates and favorable terms.
If you’ve always dreamed of owning your own home, we are here to help you every step of the way.
GECU is offering the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes homeownership a reality by offering up to 5% of the amount of your home loan in payment assistance.
Our Mortgage Loan Officer has stood by us with admirable patience, empathy and innovative thinking.
I understand the process, and I want to tell you how impressed I am at the ease and truly AMAZED at how fast and efficient everything was handled.
We are blown away by GECU working with members like us, with programs that have blown away the competition from other lending institutions.
I was able to help a member with down payment assistance and credit repair. 6 months later, he’s ready to qualify for a great rate on a mortgage.
Our experienced professionals are with you every step of the way when you buy a home with GECU!
There are several things to consider when choosing the best mortgage loan for you:
For questions about figuring out which mortgage loan will meet your needs, contact a GECU home loan professional at 915.778.9221, toll-free at 1.800.772.4328.
We recommend getting prequalified for your financing at the very beginning of your home search. Once you’re prequalified, you'll know exactly what price range you can afford and qualify for, including:
If you have a good credit record, Texas law allows qualified homeowners to obtain one home equity loan on the anniversary of closing your first home equity loan. Other conditions may apply.
The term of your loan is also an important consideration. The loan term affects your monthly payment and how much you'll pay in interest payments (finance charges) over the life of the mortgage.
GECU’s lending radius is within 150 miles of El Paso County, Doña Ana County, and all of Hudspeth County, up to the international border (not to include Mexico).
Equity is the difference between your home's appraised/market value and the amount of any outstanding mortgage loan balance — essentially, your equity is what you’d borrow against in a home equity loan: your home’s market value minus what you still owe on your mortgage.
1All loans are subject to credit qualification and approval. The property must be located in the United States, within a 150-mile radius of El Paso County, to include Hudspeth County. Certain fees and conditions apply. Learn more about how you can join. Click here.
2Data service charges may apply through the wireless carrier.
3Information and interactive calculators are made available to you as self-help tools for your independent use and are used to quickly estimate the loan amount or monthly payment that fits your budget. This information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances.
4The assistance program is brought to you by the El Paso Housing Finance Corporation and is subject to qualification, income criteria and home purchase price. The residence must be located within the El Paso city limits. Other conditions apply.