Home Equity Loans

More ways to get started: Call 915-778-9221

IMPROVE YOUR HOME

GET STARTED

We have loans to help transform your home into your dream home! Whether you’ve been saving to remodel, repair, add square footage, or even install a pool and landscape, a GECU Home Equity loan can help cover the costs for your home improvement.

APPLY TODAY

HOW IT WORKS

APPLY FOR A LOAN (1)
APPLY FOR A LOAN (1)
CLOSE ON YOUR LOAN
CLOSE ON YOUR LOAN
START YOUR PROJECT
START YOUR PROJECT

APPLY FOR A LOAN (1)

Ready to get started on your home improvement goals? Applying for a GECU home equity loan is easy. Wondering how much equity you have available on your home? GECU will let you know and provide you with the loan term that best fits your needs. Contact us to start the process.

CLOSE ON YOUR LOAN

You’re near the finish line to close on your home equity loan! GECU will take care of the details — setting up the closing appointment and ensuring that all paperwork is ready for your signature. Once everything is signed, you’ll receive the funds for your remodel or home improvement within three business days!

START YOUR PROJECT

Once you have the funds from your home equity loan, you can begin your home improvement project! Use the funds to remodel your kitchen, renovate your bathroom or add a pool to your backyard — whatever you’ve been dreaming of!

HELPFUL RESOURCES

Understanding Your Credit
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WHAT TO LOOK FOR IN A CONTRACTOR

Finding the right contractor for the job can make sprucing up your home that much better.

Ready To Buy A Home
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WHAT CAN I USE HOME EQUITY FUNDS FOR

The equity you have built in your home is an excellent resource for accomplishing your goals.

Borrowing Equity
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HOW MUCH EQUITY CAN I BORROW

The equity of your home can be a great tool for making improvements or renovations and even consolidating debt.

Look for a contractor
LEARN MORE

WHAT TO LOOK FOR IN A CONTRACTOR

Finding the right contractor for the job can make sprucing up your home that much better.

How to use home equity
LEARN MORE

WHAT CAN I USE HOME EQUITY FUNDS FOR

The equity you have built in your home is an excellent resource for accomplishing your goals.

Borrowing Equity
LEARN MORE

HOW MUCH EQUITY CAN I BORROW

The equity of your home can be a great tool for making improvements or renovations and even consolidating debt.

Look for a contractor
LEARN MORE

WHAT TO LOOK FOR IN A CONTRACTOR

Finding the right contractor for the job can make sprucing up your home that much better.

How to use home equity
LEARN MORE

WHAT CAN I USE HOME EQUITY FUNDS FOR

The equity you have built in your home is an excellent resource for accomplishing your goals.

Borrowing Equity
LEARN MORE

HOW MUCH EQUITY CAN I BORROW

The equity of your home can be a great tool for making improvements or renovations and even consolidating debt.

HOW MUCH CAN I AFFORD?

Use these calculators(2) to estimate rates and payments

YOUR LENDING OPTIONS

Whether you are saving for your first home or buying an investment property, we have a variety of home loan options to fit your lifestyle.

WELCOME HOME EL PASO

Down Payment Assistance(3)

GECU is offering the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes homeownership a reality by offering up to 5% of the amount of your home loan in payment assistance. 

Why Choose GECU?

FAQs

(1)All loans subject to credit qualification and approval. The property must be located in the United States, within a 150-mile radius of El Paso County, to include Hudspeth County. Certain fees and conditions apply. Learn more about how you can join. Click here

(2)Information and interactive calculators are made available to you as self-help tools for your independent use and are used to quickly estimate the loan amount or monthly payment that fits your budget. This information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances.

(3)Assistance program is brought to you by the El Paso Housing Finance Corporation and is subject to qualification, income criteria and home purchase price. The residence must be located within the El Paso city limits. Other conditions apply.