Lower Your Payment

More ways to get started: Call 915-778-9221

Lower Your Payment

GET STARTED

Refinancing your home with GECU can lower your monthly payment and even save you some money. Our professional staff is here to help you through the entire process.

APPLY TODAY

HOW IT WORKS

APPLY FOR A LOAN (1)
APPLY FOR A LOAN (1)
CLOSING
CLOSING
START SAVING
START SAVING

APPLY FOR A LOAN (1)

Applying to refinance your home is easy. GECU will compare your current mortgage loan and provide you with the options that are available to you.

CLOSING

You are close to finishing your home loan refinance. GECU will take care of setting up the closing appointment and ensure all paperwork is ready to go for your signature.

START SAVING

Your home loan is now with GECU and you will see the savings! Use your savings to open CDs, add it to your retirement account or to pay other debt; GECU is here to help you get started.

HELPFUL RESOURCES

Understanding Your Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

Understanding Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

Understanding Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

HOW MUCH CAN I AFFORD?

Use these calculators(2) to estimate rates and payments.

YOUR LENDING OPTIONS

We have a variety of loans to fit your lifestyle.

WELCOME HOME EL PASO

Down Payment Assistance(3)

GECU is offering the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes homeownership a reality by offering up to 5% of the amount of your home loan in payment assistance. 

Why Choose GECU?

FAQs

(1)All loans subject to credit qualification and approval. The property must be located in the United States, within a 150-mile radius of El Paso County, to include Hudspeth County. Certain fees and conditions apply. Membership-eligibility requirements apply.

(2) Information and interactive calculators are made available to you as self-help tools for your independent use and are used to quickly estimate the loan amount or monthly payment that fits your budget. This information is provided for illustrative purposes only. Rates are subject to change, and your loan terms may vary based on your individual circumstances.

(3)Assistance program is brought to you by the El Paso Housing Finance Corporation and is subject to qualification, income criteria and home purchase price. The residence must be located within the El Paso city limits. Other conditions apply.