Lower Your Payment

More ways to get started: Call 915-778-9221

Lower Your Payment

GET STARTED

Refinancing your home with GECU can lower your monthly payment and even save you some money. Our professional staff is here to help you through the entire process.

APPLY TODAY

HOW IT WORKS

APPLY FOR A LOAN<sup>1</sup>
APPLY FOR A LOAN1
CLOSING
CLOSING
START SAVING
START SAVING

APPLY FOR A LOAN1

Applying to refinance your home is easy. GECU will compare your current mortgage loan and provide you with the options that are available to you.

CLOSING

You are close to finishing your home loan refinance. GECU will take care of setting up the closing appointment and ensure all paperwork is ready to go for your signature.

START SAVING

Your home loan is now with GECU and you will see the savings! Use your savings to open CDs, add it to your retirement account or to pay other debt; GECU is here to help you get started.

HELPFUL RESOURCES

Understanding Your Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

Understanding Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

Understanding Credit
WATCH

How to build and improve your credit

Don’t just sit and wait for those scores to improve.  You have the power and the right to repair your credit.

What you need to refinance
LEARN MORE

WHAT DO YOU NEED TO REFINANCE

The following documents may be needed during your loan application process.

Managing Debt
WATCH

HOW TO MANAGE DEBT

Getting out of debt can seem overwhelming and complex. You need guidance on the right steps and a good plan to get yourself back on track.

CONNECT WITH A GECU HOME LOAN OFFICER FROM ANYWHERE

GECU LIVE

GECU Live lets you securely connect with a trusted GECU Home Loan Officer via live video directly from your mobile device, tablet or computer.2 It’s easy — get started today!

HOW MUCH CAN I AFFORD?

Use these calculators3 to estimate rates and payments.

YOUR LENDING OPTIONS

Whether you are saving for your first home or buying an investment property, we have a variety of home loan options to fit your lifestyle.

WELCOME HOME EL PASO

Down Payment Assistance4

GECU is offering El Paso the opportunity of a lifetime! Welcome Home El Paso is a down payment assistance program that makes your dream of owning a home a reality. We’re offering up to 5% of the amount of your home loan in down payment assistance.

Why Choose GECU?

FAQs