Auto Loans and Refinancing

We’re here to help you get to where you need to go! Get an auto loan1 for the new or used vehicle that you’ve been eyeing or one for your growing family — and enjoy all of the benefits of being a GECU member.

Every one of our vehicle loans come with …

Auto Loans

Affordable payments

Get preapproved for an auto loan and know how much you can afford before you shop.

Auto Loans

Competitive auto loan rates

A low-rate auto loan can save you money over time. 

Auto Loans

Easy terms

We offer a variety of auto loan terms that work for you and your goals.

Auto Loans

Auto refinance available

Refinancing could lower your monthly payment or shorten the term of your current auto loan. 

GECU Auto Loan Refinancing

  • Lower your monthly auto loan payment
  • Shorten the life of your auto loan
  • Save money in interest
GECU is Here to Answer Your Vehicle Loan Questions
  • How can I apply for a GECU Auto Loan?
  • What are the rates to finance a new or used vehicle with GECU?
  • Where do I start if I want to get an auto loan?
    GECU can help you get started with your auto loan. You can apply online to get an auto loan or by calling us at 1.800.772.4328.
  • What can I do if I am not approved for an auto loan?
    GECU financial coaches are available to answer any questions and meet with you to go over credit and budgeting. Contact us today by calling 1.800.772.4328.
  • What documents do I need to provide to apply for an auto loan with GECU?
    GECU may request a valid form of identification, proof of income and other documents as needed.
  • How long does it take to receive a response on my application?
    GECU responds to applications as quickly as possible. Our goal is to get you an answer within 24 business hours from the time you applied.
  • Does GECU offer any special auto loan rates or discounts?
    GECU has periodic rate promotions. The GECU Auto Trade-in Discount is available to those who currently have an auto loan with GECU and trade it in for another auto loan with GECU.
  • I paid off my vehicle. When can I expect my title?
    GECU mails vehicle titles about 20 days after the loan has been paid off.
  • I am interested in purchasing an RV. Does GECU provide loans for those types of vehicles?
    Yes, GECU does provide loans for RVs, ATVs, and other recreational vehicles.
  • I am purchasing a vehicle from a family member/friend. Would I be able to get an auto loan for the purchase?
    Yes, we do offer auto loans for those purchasing a vehicle from person to person.

1All loans are subject to approval. Rates and terms are based on vehicle year and borrower’s credit qualifications, and are subject to change. Promotional rates and refinancing do not apply to existing GECU loans. Other conditions apply. Membership eligibility is required.
248 monthly payments of $23.39 per $1,000 borrowed at 5.79% APR.

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