BUSINESS

Business Loans

We have the commercial loan1 solutions to help you start, improve and grow your business. 

Commercial Loans

Business loan benefits for your company

COMPARE BUSINESS LOANS

Find the right commercial loan for your business needs

Real Estate Owner-occupied Property Loans

Build equity and generate revenue when you own your business property.
Build equity and generate revenue when you own your business property.

Best for: Members who want to purchase or refinance their business property. 

 

  • Quick, local decision making, easy terms and competitively low rates
  • Build equity and generate revenue while continuing to increase your investment
  • Customize the look of your space without landlord restrictions
  • Refinancing options are available for current commercial real estate loans

Investment Property Loans

This low-rate loan can help you get that extra house you’ve been eyeing.
This low-rate loan can help you get that extra house you’ve been eyeing.

Best for: Members who want to purchase an investment property.

 

  • Easy terms and competitive rates
  • We offer commercial loans4 for multi-family dwellings and industrial, warehouse, retail, hospitality, and office spaces
  • Investment property loans start at $50,000
  • You may be able to create and maintain a steady cash flow from the rent you receive on your investment property

Loans for Medical Professionals

Start or grow your medical practice with our help.
Start or grow your medical practice with our help.

Best for: Members who practice in the medical field.

 

  • Easy terms and competitive rates with loans starting at $50,000
  • Purchase or refinance your current business real estate
  • Purchase equipment or open a line of credit for working-capital needs 
  • Improve your medical office space 
  • Quick turnaround from a local credit committee who knows the market

Equipment Loans

Keep your business equipment up to date with the latest technology with a commercial equipment loan.
Keep your business equipment up to date with the latest technology with a commercial equipment loan.

Best for: Members who want to purchase, replace or upgrade their business equipment. 


  • Easy terms and competitive rates
  • Convenient, local decision making
  • Loans starting at $50,000
  • Quick decision making

Working Capital Lines of Credit

Be on top of time differences in your cash flow.
Be on top of time differences in your cash flow.

Best for: Members looking for more day-to-day cash flow for their business.

 

  • A line of credit can help assist with working-capital needs
  • Funds are placed directly into your business checking account2 for ease of use
  • Business-working-capital lines of credit starting at $50,000
  • Maintaining a business-working-capital line of credit in good standing may help build your business credit rating

SBA Loans

GECU works closely with the Small Business Administration to offer small business loans that fit your needs, including SBA 7(a), SBA 504 and SBA Express.
GECU works closely with the Small Business Administration to offer small business loans that fit your needs, including SBA 7(a), SBA 504 and SBA Express.

Best for: Members who want to grow their business.


  • An SBA 7(a) loan is designed for business owners interested in equipment, real-estate purchases, working capital, refinancing business debt and real estate, and more
  • An SBA 504 loan and refinancing is designed for business owners looking for long-term financing options that promote business growth and job creation
  • An SBA Express loan helps business owners looking for an easy-to-use loan with a fast turnaround and streamlined application process
We’re Here to Answer Your Business Loan Questions
Membership eligibility is required..
1All loans are subject to approval. Other conditions apply. Principal business must be located in Texas or New Mexico to be eligible for membership at GECU.
2Must have a GECU share account to open a Business Checking Account. A one-time deposit of $10 in a GECU share account is all it takes. 
 
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