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GECU Credit Cards

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Empower yourself with a credit card that will earn rewards on your everyday purchases combined with the purchasing power of a second credit card for larger purchases or the unexpected. Make it happen with the combined power of the GECU Empowerment credit card* and GECU Rewards credit card.**

Save money by transferring your high-interest-rate credit card balances to a GECU credit card.

  • Pay off your credit card debt faster
  • Consolidate your monthly payments
  • Save money on interest
Balance Transfer
GECU Empowerment Credit Card GECU Rewards Credit Card
Designs to Represent You!
Welcome Offer 1.90% introductory APR for the first six months*
Rates & Fees
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • 1.90% introductory APR for first six months. After that, your APR will be a variable rate, currently 10.15%–17.90%.
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Your APR will be a variable rate, currently 12.99%–17.90%
Rewards Benefits Earn 1.5 points for every dollar spent on qualifying purchases. View Rewards
Benefits*** Benefits
  • Mastercard® Travel Assistance Services
  • Mastercard Purchase Assurance
  • Mastercard Extended Warranty
  • Mastercard Price Protection
  • Mastercard ID Theft Protection
  • Mastercard Cellular Protection Services
  • Mastercard Zero Liability Protection
Benefits
  • Mastercard® Travel Assistance Services
  • Mastercard Purchase Assurance
  • Mastercard Extended Warranty
  • Mastercard Price Protection
  • Mastercard ID Theft Protection
  • Mastercard Cellular Protection Services
  • Mastercard Zero Liability Protection
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Join our family — it's easy!

Review the current information on the credit card agreement and prices for GECU Empowerment credit card accounts here.

Review the current information on the credit card agreement and prices for GECU Rewards credit card accounts here.

*Subject to credit qualification and approval. Other conditions apply. Offer applies to new GECU Empowerment credit cards only. 1.90% introductory Annual Percentage Rate (APR) is subject to qualification and based on creditworthiness and other factors. The introductory rate is fixed for the first six billing cycles following the opening of the account for all purchases, balance transfers, convenience checks and cash advances. After that, the variable standard rate for purchases, balance transfers and convenience checks will apply (10.15%–17.90% APR as of January 1, 2019). The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. The introductory rate may end sooner if your payment is late. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Empowerment credit card. Introductory rate and range of rates do not apply to the GECU Rewards credit card.
**Subject to credit qualification and approval. Other conditions apply. Introductory rate is not available for the GECU Rewards credit card. The variable standard rate for purchases, balance transfers and convenience checks is 12.99%–17.90% APR as of January 1, 2019. The variable APR for cash advances is 2% above your APR for purchases, not to exceed 17.90%. Cash advances, balance transfers, ATM transactions, and transactions with the use of convenience checks are not eligible to earn points. Other limitations apply. See the variable rates and additional disclosures in the GECU Credit Card Agreement and Disclosure Statement for your GECU Rewards credit card. The GECU Pickaxe Rewards credit card is not a UTEP-sponsored affinity program.
***Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Additional conditions apply. Please see Mastercard benefits website. Click here for more details.
Learn more about how you can join. Click here.