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GECU Credit Cards

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Empower yourself with a credit card that will earn rewards on your everyday purchases combined with the purchasing power of a second credit card for larger purchases or the unexpected. Make it happen with the combined power of the GECU Empowerment credit card and GECU Rewards credit card.*

Save money by transferring your high-interest-rate credit card balances to a GECU credit card.

Balance Transfer

Pay off your credit card debt faster
Consolidate your monthly payments
Save money on interest

GECU Empowerment Credit Card GECU Rewards Credit Card
Designs to Represent You!
Welcome Offer 1.90% introductory APR for first six months**
Rates & Fees
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • 1.90% introductory APR for first six months. After that, your APR will be a variable rate, currently 10.15%–17.90%.
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • Your APR will be a variable rate, currently 12.99%–17.90%
Rewards Benefits Earn 1.5 points for every dollar spent on qualifying purchases. View Rewards
Benefits*** Benefits
  • Mastercard® Travel Assistance Services
  • Mastercard Purchase Assurance
  • Mastercard Extended Warranty
  • Mastercard Price Protection
  • Mastercard ID Theft Protection
  • Mastercard Cellular Protection Services
  • Mastercard Zero Liability Protection
Benefits
  • Mastercard® Travel Assistance Services
  • Mastercard Purchase Assurance
  • Mastercard Extended Warranty
  • Mastercard Price Protection
  • Mastercard ID Theft Protection
  • Mastercard Cellular Protection Services
  • Mastercard Zero Liability Protection
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Apply Now

Apply today at gecu.com; by calling 915.778.9221, toll-free at 1.800.772.4328; or by visiting any GECU location.

Join our family — it's easy!

Review the current information on the credit card agreement and prices for GECU Empowerment credit card accounts here.

Review the current information on the credit card agreement and prices for GECU Rewards credit card accounts here.

*Subject to credit qualification and approval. Other conditions apply. Introductory rate not available for the GECU Rewards credit card. The variable standard rate for purchases, balance transfers and cash advances is 12.99%–17.90% APR as of January 1, 2019. Cash advances, balance transfers, ATM transactions, and transactions with the use of convenience checks are not eligible to earn points. Other limitations apply. The GECU Pickaxe Rewards credit card is not a UTEP-sponsored affinity program. Learn more about how you can join. Click here.
**Subject to credit qualification and approval. Other conditions apply. Offer applies to new Empowerment credit cards only. 1.90% introductory Annual Percentage Rate (APR) is subject to qualification and based on creditworthiness and other factors, and effective upon the opening of your account if you are approved for a GECU Empowerment credit card. Rate is fixed for the six billing cycles following the opening of the account for all purchases, balance transfers and cash advances. After that, the variable standard rate for purchases, balance transfers and cash advances will apply (10.15%–17.90% APR as of January 1, 2019). The variable APR for cash advances will apply to cash advances conducted after the expiration of the introductory rate. The range of the disclosed APRs will vary with the market based on the prime rate and may have changed. Please contact a GECU representative or visit gecu.com for the most-current rates. The introductory rate may end sooner if your payment is late. See the variable rate and fees disclosures included in the Mastercard application at your GECU location or online at gecu.com. Introductory rate and range of rates do not apply to the GECU Rewards card.
***Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Additional conditions apply. Please see Mastercard benefits website. Click here for more details.
Learn more about how you can join. Click here.