Personal Loans

GECU Personal Loans1

From ouchies and complex spreadsheets to sudden car mishaps and much-needed vacations, GECU has a loan that’ll fit your every need! Our quick, local decisions are backed by our friendly, knowledgeable service so you can spend more time focusing on what matters most. Reach every one of your goals and use your GECU Personal Loan on anything, including …

  • Home improvements
  • Brand-new furniture
  • Debt consolidation
  • Unexpected situations
  • Medical emergencies
  • Vacations

PLUS, EVERY GECU PERSONAL LOAN COMES WITH …

  • One monthly payment
  • Low, competitive rates
  • Affordable payments
  • Flexible terms
Apply Now

GIVE YOURSELF SOME CREDIT

WITH THE GECU CREDIT BUILDER PROGRAM2

Here’s an idea — you can build your credit and grow your savings at the same time! The GECU Credit Builder program is a loan that gets deposited into a certificate of deposit account where it will earn interest as you’re paying off the loan. Once the loan is paid off, the amount of the loan and the interest earned in the CD are all yours!

  • Timely payments may help increase your credit score
  • Low loan rates and easy monthly payments
  • Your savings will earn interest
Apply Now

Loan Type Description
Vehicle Purchase a new or used car, truck or SUV.
Vehicle Refinance
Refinance your current auto loan and enjoy our low, competitive rates.
Personal3 Apply for a personal loan for anything from new furniture and vacations to unexpected surprises and medical emergencies.
Debt Consolidation Consolidate your debt into one convenient, affordable monthly payment.
Share/Certificate of Deposit (CD)
Secured (collateral)
  • Secure your loan with a CD/Savings account at a low Interest rate.
  • Funds must be on deposit.
  • Checking accounts, IRAs and Christmas Club deposits are not permitted for this type of loan.
Home Improvement Loans Finance small home improvement projects up to $25,000. The property being improved must be your primary residence.
Fast Cash Borrow between $200 and $1,000.4 All you need is twelve months’ proof of employment and three current paystubs.4
Motorcycle Refinance Refinance your current motorcycle loan and enjoy our low, competitive rates.
Motor Home, Travel Trailer or Fifth Wheel Purchase a new or used motor home, travel trailer or fifth wheel.
Recreational Vehicle Purchase a new or used camper or off-road recreational vehicle, including an ATV or four-wheeler.

MEMBER'S CHOICE Credit Life Insurance

Take the steps to make sure that your family is provided for when an unexpected death occurs. MEMBER'S CHOICE Credit Life Insurance helps pay your loan so your loved ones don't have to. Enroll today.

MEMBER'S CHOICE Credit Disability Insurance

Prepare for a total disability due to injury or medical-related illness and ensure that your family is taken care of. MEMBER'S CHOICE Credit Disability Insurance helps pay your loan when you and your family need it most. Enroll today.


1All loans are subject to approval. Other conditions apply. Learn more about how you can join. Click here.
2All loans are subject to approval. Rates and terms are based on borrower’s credit qualification subject to change. Other conditions apply. Learn more about how you can join. Click here.
3GECU Personal Loans repayment example: 12 monthly payments of $88.29 per $1,000 borrowed at 10.80%. The maximum personal loan APR is 17.90%. No additional fees, other than late payment fees. Payment calculation does not include optional products such as payment protection. Personal loans not offered for terms less than 60 days.
4Timely payments over the six-month term may be used to help build your credit score. For a $1,000 loan for a term of six months with a 27.9% APR, the monthly payment will be approximately $180.48. The maximum APR is 27.9%. Payment calculation does not include optional products such as payment protection. Fast Cash loans not offered for terms less than 60 days. Other conditions apply. GECU is an equal opportunity lender.